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Spring Break Trip Cancellations: What Travel Insurance Covers

As the frigid winter winds die down and the snow begins to melt, young adults begin to talk about only one thing – spring break. If your college-aged kids have already begun to make their spring break vacation plans, now is a great time to sit them down and talk with them about being responsible during their vacation.

Responsible Drinking

Although the legal drinking age in the United States is 21, as parents, you have to accept the fact that your college-aged child will be around alcohol in an unsupervised environment during spring break. To ensure that your child is enjoying their forbidden spirits in a responsible manner, engage them in an honest conversation about the dangers of drunk driving, of leaving a drink unattended, and of the excess consumption of alcohol. Travel insurance should also be discussed as a safety measure, but it is important to note that most travel insurers will exclude most emergency situations that arise from alcohol (or drug) use.

Hazardous Activities

One thing that spring break vacations never lack is the plethora of dangerous and hazardous activities that offer adrenaline junkies a thrill. While many of these activities are operated in a safe and proper manner with virtually no incidents, the same thing cannot be said for all activities your child may find interesting. If you worry that your child may participate in a dangerous activity while on spring break, seriously consider purchasing them trip insurance with an optional Hazardous Sports upgrade in order to provide them with medical insurance to seek medical attention should the need arise after partaking in hazardous sports such as skydiving and hang gliding.

Protect Travel Possessions

With the incredible technological advancement we’ve enjoyed in the recent two decades, the way we travel has changed dramatically. Your child now has several handheld electronic devices to take with them on their spring break. Remind them how important it is to purchase travel insurance to help protect their baggage and personal effects should they become delayed, damaged, lost, or stolen.

Remaining Punctual

If your child is still unable to wake up in time for class, it would be wise to sit them down and explain how important it is to be punctual with their departure times. Remind them that they need arrive at the airport at least two hours early to ensure they complete all bag and ticket processing.