Why Buy Travel Insurance?
Travel Insurance is in Demand
Travel insurance has surged in popularity as more people have become aware of the benefits associated with purchasing a policy for their trips. There are many good reasons to purchase travel insurance, whether you are embarking on an international vacation, taking a cruise or jetting off for the weekend.
Why Buy Travel Insurance
Trip Cancellation
The basic purpose of a standard travel insurance policy (with trip cancellation coverage) is to reimburse travelers for their insured pre-paid and non-refundable trip costs if they have to cancel their trip due to a covered reason. The covered reasons vary by provider and plan, but depending on the plan, these might include:
- Accidental injury, sickness, or death of you, a traveling companion or a family member
- Weather events that cause cancellations in travel plans or a cessation of service
- Mandatory evacuation ordered by local authorities at your destination due to hurricane or other natural disaster
- Strike that causes complete cessation of travel services of your carrier
- Bankruptcy and/or default of your travel supplier
- Terrorist attacks that occur in your destination city
- You or your traveling companion are terminated, or laid off from employment
Trip cancellation coverage has become quite popular over the years with leisure travelers given the high cost of vacations. Many companies also purchase travel insurance policies for their employees, given the potential high cost of a trip cancellation vs. the low cost of a travel insurance policy. This type of coverage can give travelers peace of mind when traveling. Most insurance companies offer comprehensive travel insurance plans that include a wide variety of covered reasons for trip cancellation.
Emergency Medical Coverage
Many travel insurance plans also have medical coverage for emergency medical expenses incurred while traveling. This is particularly important for international travelers, since domestic health insurance plans generally will not cover emergency medical treatment in a foreign country. A reliable travel insurance plan with medical coverage can take care of medical care and related costs, including the sometimes expensive cost of transporting a patient back home if it includes an emergency medical evacuation benefit. These costs can easily climb into the tens or even hundreds of thousands of dollars, so protective insurance coverage is absolutely essential. Frequent international travelers, students and other travelers who have a fairly high chance of contracting an illness or getting injured in a foreign country should certainly carry travel insurance with emergency medical expense coverage.
Affordability
Compared to the risk of losing the value of your trip, paying out-of-pocket for a hospital visit, or being responsible for the cost of an emergency medical evacuation, the cost of a travel insurance policy is fairly low. By comparing travel insurance policies online at TravelInsurance.com you can find a policy that is affordable and meets your particular needs at the lowest guaranteed price. Buying travel insurance is a wise choice for travelers of all types as it provides financial protection and peace of mind.
Why Buy From TravelInsurance.com?
- We are a licensed insurance agency (in all 50 states) and work with trusted global insurance companies that are highly rated for financial stability.
- Our easy to use website allows you to compare and buy travel insurance plans from top rated insurers in just a few minutes.
- We offer thousands of verified customer reviews for you to read during the quoting and comparison process to help you make an informed decision.
- Travel insurance plan prices are regulated by law which means you won't find a lower price anywhere else for a plan found on TravelInsurance.com.
- Every purchase is secured with high-grade 256-bit encryption and we take your privacy seriously.
- Millions of travelers have used TravelInsurance.com to purchase travel insurance and we have helped them protect over $3.5 billion in trip costs.
- We are a member company of The US Travel Insurance Association (UStiA), are A+ rated by the BBB and have over 100,000 five-star reviews from verified customers via Shopper Approved.
TravelInsurance.com

The Basics of Travel Insurance
- Buying Through a Comparison Site
- Coverage Typically Provided By Your Credit Card
- Does Travel Insurance Cover an Act of War?
- Free Look Period and Why It Matters
- How to Compare and Buy Travel Insurance Online
- How To File A Claim
- How to Find Cheap Travel Insurance
- How to Find the Best Travel Insurance
- Is That Vacation Waiver Plan Worth It?
- Is Travel Insurance Worth It?
- Medicare Doesn't Cover You Abroad
- Primary and Secondary Travel Insurance Coverage
- Reasons To Purchase Travel Insurance
- Travel Insurance Costs and Pricing
- Travel Insurance Reviews
- Trip Cancellation Coverage and Covered Reasons
- Types of Travel Insurance Plans
- What is a Schengen Country and What Are the Visa Requirements?
- What is Generally Covered?
- What is Travel Insurance?
- What Is Typically Not Covered?
- Why a Travel Insurance Company's A.M. Best Rating Matters
Coverage Types
- Accidental Death & Dismemberment Coverage
- Annual Travel Insurance
- Baggage Insurance
- Baggage Loss And Delay Coverage
- Cancel For Any Reason Coverage
- Cancel For Work Reasons Coverage
- Cruise Insurance
- Emergency Evacuation Coverage
- Emergency Medical Coverage
- Flight Accident Coverage
- Flight Insurance
- Group Travel Insurance
- Holiday Insurance
- Hurricane Travel Insurance
- International Travel Insurance
- J1 Visa Insurance
- Medical Evacuation Insurance
- Missed Connection Coverage
- New Immigrant Insurance
- Pre-Existing Condition Coverage
- Schengen Visa Insurance
- Sports Equipment Coverage
- Student Travel Insurance
- Travel Delay Coverage
- Travel Insurance Coverage for Pregnancy
- Travel Insurance for Seniors
- Travel Medical Assistance
- Travel Medical Insurance
- Trip Cancellation Insurance
- Trip Insurance
- Trip Interruption Insurance
- Vacation Insurance
- Vacation Rental Insurance
- Visitor Insurance
- Worldwide Travel Assistance
Compare and Buy Travel Insurance
Compare and buy travel insurance plans from top rated insurers