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You’re ready for that idyllic fantasy vacation and you can almost feel the sand between your toes now. You’ve dreamed and planned, so don’t get ahead of yourself now and forget to make sure that no matter what happens, you can enjoy the time you’ll spend away from home. Smart holiday-goers know that a good travel insurance policy is essential to any fun, safe trip, but nobody wants to spend so much on their insurance that they don’t have enough left over for souvenirs, gifts and the occasional nightcap along the way. Here are some of the best ways to snag a great deal on your travel insurance plan and retain all the coverage you need for everything from emergency situations to transit cancellations.

Your travel insurance policy doesn’t have to be pricey. Because providers know their customers have more on their minds than just insurance, they try to make their policies appealing in a variety of ways. While many plans include perks and special features, some simply provide packaged plans at great prices. Finding the biggest deals is easy online, especially when you understand the common hallmarks.

Travel insurance policies from companies that specialize in insuring travelers who visit particular geographic regions are common, as are travel package, dining and amenity tie-ins. Because specialized insurance providers love to gain new customers, you can bet that searching through the quotes they provide via your favorite online insurance portal will yield some good deals.

Even if you’re not planning on traveling that far, you can find great deals by searching online. Your travel insurance policy doesn’t only protect you from emergencies; optional coverages for high-risk activities or pre-existing conditions are common add-ons. Unfortunately, many of these additional coverages don’t really come along with the lowest prices.

Don’t let high travel insurance make your dream holiday a fantasy, you’ll never realize. Compare prices online and consider all the factors so that you can travel safely without running out of spending money on the way.